Short-Term Health Insurance Plans: How Health Insurance Now Matches Applicants With Fast-Start Coverage

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BOCA RATON, Fla. - When a coverage gap is measured in days rather than months, speed matters. Health Insurance Now, a licensed health insurance brokerage, detailed how its proprietary matching process pairs applicants with short term health insurance plans that can often start within 24 to 48 hours of approval, and explained what happens at each stage between the first phone call and the day coverage begins.

The process starts with a phone call to a licensed agent. The applicant shares basic information, and the company's software compares options from more than 25 national carriers to surface likely matches. The agent then reviews the choices with the applicant, covering cost, network and plan features before an application is submitted. According to the company, this review is where most of the value lies, because it keeps applicants from choosing on price alone.

"We built our matching around one idea: if someone needs short term health insurance plans, the last thing they need is a week of phone tag," said Matthew Sechter, CEO of Health Insurance Now. "The software narrows the field quickly, and the agent makes sure the plan actually fits. Speed matters, but only if the plan matches what the person needs."

Health Insurance Now says quotes are typically available in minutes. After the applicant selects a plan, the brokerage handles the enrollment paperwork, and coverage can often begin within 24 to 48 hours of approval. Timing depends on the carrier, the plan and the applicant's circumstances, and the company says agents tell applicants what to expect rather than promising a fixed date.

The company notes that temporary plans are not designed for every situation. Some exclude pre-existing conditions, and features, pricing and availability vary by state and individual. "A fast start is only useful if the plan matches what the person needs," Sechter said. "That is why a person reviews every match, and why we are comfortable telling someone when a different kind of plan would serve them better."

Agents remain available after enrollment to answer questions, the company said, and people who expect a longer gap can ask about year-round private plans, which are not tied to the government enrollment calendar and may suit those whose circumstances are unlikely to change soon.

About Health Insurance Now

Health Insurance Now is a Boca Raton, Florida-based licensed health insurance brokerage that helps individuals and families compare private health insurance plans from more than 25 national carriers. Using proprietary matching technology and live licensed agents, the company offers year-round enrollment, PPO network options and quotes in minutes. Learn more at https://healthinsurancenow.com/.

Email: info@healthinsurancenow.com

Media Contact

Name
Health Insurance Now
Contact name
Matthew Sechter
Contact phone
866-243-1130
Contact address
980 N Federal Highway, Ste 308
City
Boca Raton
State
FL
Zip
33432
Country
United States
Url
https://healthinsurancenow.com/